Store Cards Are Not Your Friend

If you have credit cards at your favorite department stores, you should stop worrying about the rate on your VISA or MasterCard and take a look at these. Rates on these are typically in the 18-22 percent range and can even approach the 30-percent mark, no matter how sparkling your credit. And bluntly stated, the issuers of these cards won't negotiate a lower rate.

The first step in getting this interest under control is to stop using your stores cards and cut those cards up now.

Next, head over to our home page at creditcardshowdown.com we have all the top offers for balance transfer credit cards, all with 0%APR. Consider moving these high interest store cards to a new card and eliminate the interest altogether.